Profile
With over two decades of experience in the mortgage industry, Chad Sonnek is a seasoned expert dedicated to helping clients achieve their homeownership dreams. Specializing in Conventional, FHA, USDA, and VA loans, Chad has a comprehensive understanding of the diverse financing options available for purchasing both site-built and manufactured homes.
Chad’s extensive knowledge and personalized approach ensure that each client receives tailored solutions that meet their unique needs. Whether you’re a first-time homebuyer or looking to refinance, Chad is committed to providing exceptional service and guidance throughout the entire loan process.
Why Choose Us for Manufactured Home Lending Needs?
We offer Conventional, FHA, VA, and USDA loans with a minimum credit score requirement of just 620. Singlewide, Doublewide & larger are eligible. Home must have a minimum 400 sft., constructed after June 15, 1976 except for USDA, it must be after January 1, 2006 – Home must be placed on a permanent foundation except for conventional loans – Foundation inspections to meet HUD requirements for FHA, VA, and USDA – Porches & decks must be inspected by engineers on all programs.